Fee for service insurance

Fee-for-service (FFS) is a payment model where services are paid for as itemized in the hospitals invoice. It gives an incentive for physicians to provide more treatments because payment is dependent on the quantity of care, rather than quality of care. Similarly, patients are incentivized to welcome any medical service that might not be necessary. Insurance companies shield themselves against ruin by setting cover limits for every beneficiary Readmore: http://en.wikipedia.org/wiki/Fee-for-service